0% Credit Card Applications - 0% APR Credit Cards


McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams


0% Credit Cards


Please wait

0% APR Credit Cards

Over the past year, 0% APR credit cards have changed. Before the credit crunch began, credit card companies offered 0% interest rates for up to 15 months on purchases and 1 year on balance transfers. Recently, however, many companies changed the terms on 0% APR offers. For example, some companies advertise a 0% APR for up to 1 year, but may grant you a 0% APR for as little as 3 months if you do not meet their highest standards. Consequently, when applying for a 0% APR credit card, especially for balance transfers, wait until your card arrives in the mail before initiating the transfer. This way, you can be sure you get a 0% APR for the length of time you desire and maximize the savings a 0% APR credit card can provide.

Apply for 0% APR Credit Cards Online

  1. Compare current 0% APR credit card offers from Visa®, MasterCard®, Discover®, and American Express®.
  2. Click Apply. A new browser will open. (If it fails to open, please temporarily disable your pop-up blocker.)
  3. Complete the online application.
Offers and Interest Rates last updated

0% APR Credit Cards Page 1 | Page 2

Recent 0% APR Credit Card Articles

0% APR Credit Card Offers: When a 0% APR for 1 Year Lasts 3 Months

Presently, most credit card companies are still advertising a 0% APR for 1 Year. However, not all 0% credit cards are the same. In the fine print of many of these offers is a prickly detail: you may be approved, and only offered a 0% APR for as little as 3 months, based on a review of your credit. Find out how to be sure your 0% credit card delivers on what it advertises....Read More

0% APR Balance Transfer Credit Cards: How to Avoid Costly Mistakes & Take Advantage of a 0% APR

You've seen the offers: 0% balance transfer, pay no interest for one year. For those carrying balances on high interest credit cards, the savings that can be reaped with these balance transfer offers is tremendous. However, one false move and you'll not only lose the 0% rate, you might also end up paying a higher rate than the one you previously paid. Credit card issuers call it the default rate, and it can range up to 29.99% or more, a far cry from 0%....Read More

0% APR Credit Cards: Here Today, Gone Tomorrow

A few months ago, it was nearly impossible to open up your mailbox and not find a 0% APR credit card offer. Now, it is equally difficult to find one. This is a good thing for trees, but not for consumers. Fortunately, 0% credit cards are still readily available online. However, many credit card companies have reduced the duration of 0% offers from as long as 15 months to as little as 3 months in some cases. Additionally, many credit card companies have made it more difficult for consumers to get approved for 0% offers. Soon, the 0% APR credit card may be no more than a memory....Read More

Understanding 0% Credit Card Offers

0% credit card offers are not as straightforward as they seem. Many credit cards offer 0% interest rates for up to 1 year, but may approve you with a 0% APR for 6 months. The same is true for low long term interest rates.Read More

0% APR for 15 Months – A Memory

Do you remember when credit card companies offered 0% APR for 15 month deals?  It wasn’t too long ago, but those days are already a distant memory.  And the return of 0% for 15 months is unlikely.  During the past year, credit card companies have cut back on the length of 0% APR offers, with [...]Read More

The Best Credit Cards of 2009

The best credit cards of 2009 were not Visa or Mastercard credit cards. Despite coming in second in J.D. Power's credit card satisfaction survey, Discover credit cards are clearly the best credit card offers available to consumers.Read More

Low APR Credit Cards Today

Despite an historically low Prime Rate, low APR credit card offers carry significantly higher APRs than they did two years ago. One method to avoid these higher interest rates is to take advantage of 0% credit card offers. Another is to repay credit card debt as quickly as possible.Read More

Security Note: All credit card applications are processed on the secure SSL servers of the respective credit card issuers. Credit Card Depot Inc. does not process credit card applications and does not collect personally identifiable information from our visitors. For more details, please see our privacy policy
*Important Disclaimer: See online credit card applications for complete terms and conditions. While reasonable efforts are made to maintain accurate information, all credit card information is presented "as is" and without warranty. When you click an "Apply" button, review the credit card terms and conditions on the issuing company's website.