0% APR balance transfers are without question the best way to save money on interest. By transferring a high interest balance to a credit card that offers a 0% APR on balance transfers, the average consumer can save close to $100 for every thousand dollars transferred. Recently, credit card companies have been making it more difficult to get a 0% APR for a full year on balance transfers. Many companies now advertise a 0% APR for "up to 1 year", but may only offer you a 0% APR for 6 months. Thus, when you apply for a balance transfer credit card, the best move is to wait until your card arrives in the mail before initiating the transfer. This way, you can be sure you get the introductory period you applied for.
Apply for a Balance Transfer Credit Card in 3 Easy Steps
Compare current 0% APR balance transfer offers.
Click Apply. A new browser will open. (If it fails to open, please temporarily disable your pop-up blocker.)
Complete the online application.
Balance Transfer Offers and Interest Rates Automatically Updated on
You've seen the offers: 0% balance transfer, pay no interest for one year. For those carrying balances on high interest credit cards, the savings that can be reaped with these balance transfer offers is tremendous. However, one false move and you'll not only lose the 0% rate, you might also end up paying a higher rate than the one you previously paid. Credit card issuers call it the default rate, and it can range up to 29.99% or more, a far cry from 0%.... Read More
0% Balance Transfer Offers
A year ago, it was possible to find 0% balance transfer offers lasting up to 15 months and fixed APR balance transfers for life with interest rates as low as 2.99%. Today, the best balance transfer offers only last 12 months and most balance transfer rates only last 6 months. This is bad news for [...]Read More
Understanding 0% Credit Card Offers
0% credit card offers are not as straightforward as they seem. Many credit cards offer 0% interest rates for up to 1 year, but may approve you with a 0% APR for 6 months. The same is true for low long term interest rates.Read More
0% APR for 15 Months – A Memory
Do you remember when credit card companies offered 0% APR for 15 month deals? It wasn’t too long ago, but those days are already a distant memory. And the return of 0% for 15 months is unlikely. During the past year, credit card companies have cut back on the length of 0% APR offers, with [...]Read More
Security Note: All credit card applications are processed on the secure SSL servers of the respective credit card issuers Credit Card Depot Inc. does not process credit card applications and does not collect personally identifiable information from our visitors For more details, please see our privacy policy
*Important Disclaimer: See online credit card applications for complete terms and conditions. While reasonable efforts are made to maintain accurate information, all credit card information is presented "as is" and without warranty. When you click an "Apply" button, review the credit card terms and conditions on the issuing company's website.
