Citibank Credit Card Offers
Citibank credit cards currently offer some of the longest 0% interest rate periods of any major credit card company. Some cards, such as the Citi Platinum Card, are no frills, barebones credit cards that offer low rates and the long 0% APR deals mentioned above. Other popular cards, such as the Citi Dividend card, offer 5% cash back rewards in rotating categories. Others, such as the Citi Diamond Preferred Rewards card, allow cardholders to earn Citi Thank You Rewards with every purchase. To find the best Citibank credit card for your needs, be sure to consider how you use your credit card so you can find a card that will save you money on interest or help you earn money with credit card rewards.
|
About Citbank Credit Card Offers
Citibank credit cards offer consumers a variety of options. For many, the best feature Citibank offers is long 0% balance transfer offers. With some 0% APR credit card deals from Citi lasting 18 months, consumers who have credit card debt can save a lot of money by taking advantage of these offers.
Consumers without credit card debt will find that a number of Citibank credit cards offer competitive long term interest rates and carry no annual fees. The Citi Dividend card, which offers 5% cash back rewards in categories that change four times a year, provides the oppurtunity to earn substantial cash back rewards. However, the Citi Dividend card requires quarterly enrollment to earn bonus cash back, so its important to remember to register when new promotions begin.
The Citi Diamond Preferred Rewards Card allows consumers to earn Citi Thank You Rewards Points that can be redeemed for travel, gift cards, merchandise or cash back. Oftentimes, the Citi Diamond card runs promotions where you can earn 5 points on gas or groceries, which can really add up. Unfortunately, the Citi Thank You Rewards program is a points based system and unless you're taking advantage of special promotions like 5 points for every dollar you spend, Citi Thank You Rewards points are generally worth less than $0.01, making a Citibank credit card with cash back a more lucrative rewards credit card.
As with any company's credit cards, the key thing to consider when you apply for a Citibank credit card is how the card will benefit you. To find the best credit card application, think about how you use credit. If you have debt, get a balance transfer card. If you want to earn rewards and pay your bill in full every month, look at cards like the Citi Dividend or Citi Diamond which offer no annual fee rewards. |
Security Note: All credit card applications are processed on the secure SSL servers of the respective credit card issuers. Credit Card Depot Inc. does not process credit card applications and does not collect personally identifiable information from our visitors. For more details, please see our