Credit Card Mail Offers

It seems like a new credit card offer arrives in the mail every day.  In fact, I often receive two or three on the same day.  The offers, ranging from thecard4you.com to mycardmyway.com advertise specific credit cards issued by banks that offer tens if not hundreds of credit cards.  So the question is:  should you accept the mail offer?

In many cases, the credit card offered to you via the mail is not necessarily the best credit card available to you.  With so many different cards on the market, why apply for the credit card pre-selected for you?  If you’re looking for a credit card, don’t settle for the one that advertises that you have been selected or pre-approved.  Choose the credit card that offers you the best interest rate, 0% introductory deal, and rewards. 

Credit Card Depot has long advocated comparing and applying for multiple credit cards, then accepting the credit card that offers you the best overall deal.  Before the internet, consumers were essentially in the dark when it came to choosing a credit card.  Now, however, it is much easier to compare offers and save money with a new credit card.

Below is a list of “pre-approved” credit card offers from various banks.  Before applying, take a moment to compare the offer you received in the mail to comparable offers.  A few moments is all it takes to save money with a new credit card.

www.thecard4you.com is a mail offer from Discover.  You can compare all Discover credit cards here.

applynow.citicards.com is a mail offer from Citibank.  You can compare all Citi cards here.

Mycardmyway.com and applytoday.com are pre-approved offers for Advanta business credit cards.  You can compare all Advanta offers here.

www.acceptourcard.com/mc, www.acceptourcard.com/visa, orchardapply.com and hsbcapply.com are pre-approved offers from HSBC

Additionally, you can compare all credit cards by category, including 0% APR credit cards, balance transfer credit cards, instant credit cards, and business credit cards at Credit Card Depot.  We believe a few moments spent shopping for a credit card can often lead to a few hundred dollars in savings.  We hope your credit card search proves us right.

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