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Obtaining a Free Equifax Credit Report
To obtain all 3 of your credit reports (Transunion, Equifax, and
Experian) as well as all three
of your credit scores, Credit Card Depot recommends the
7-day FREE Privacy Matters 1-2-3 trial membership.
Your free trial includes:
-
Triple Credit Reports, triple
Credit Scores and triple Credit Monitoring* from all three
credit bureaus - TransUnion, Equifax and Experian.
-
You’ll also receive Your Savings
ClubSM, a premier shopping and savings program.
-
Free for
7-days, $19.95/month if you do not cancel. Cancel anytime.
To access your free
Three Bureau
credit report
with all three credit scores,
click here.
You can also get a free online
trial of
Equifax Credit
Watch™ Gold with 3-in-1 Monitoring
here.
Equifax Credit
Watch™ Gold with 3-in-1 Monitoring
offers:
- Comprehensive credit file
monitoring and automated alerts of key changes to your
Equifax, Experian, and TransUnion
credit reports
- Wireless alerts and
customizable alerts available
- Free 3-in-1 Credit
Report and
unlimited Equifax Credit Report™
- Up to $20,000 Identity
Fraud Expense Coverage with no deductible (certain
limitations and exclusions apply)† at no additional charge to
you
- Knowledgeable Customer Care 24
hours a day, 7 days a week
- Click here to get your
free Equifax
credit report.
About Equifax.com
Equifax, one of the three major
credit bureaus (Transunion and Experian are the other two).
At the
Equifax website, you can
obtain a free credit report annually or opt to enroll in credit
monitoring service for $12.95 a month. This service offers
24 hour notification of changes in your credit score, as well as
constant access to all three of your credit reports. This
allows you to keep on top of any changes or errors that may affect
your credit score, as well as monitor against identity theft.
A key function of Equifax.com is the online
credit dispute form. This useful tool allows you to submit a
formal request to have a mistake removed from your credit report.
However, complex credit report disputes are often difficult to
pursue online. If that is the case, the best course of
action may be to contact Equifax online or via mail at:
Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30374
You can also contact them by phone to report
and stop any identity theft activity at 1-888-766-0008.
In order to complete your request to dispute
incorrect items on your credit report or prevent identity theft,
you will need to provide the operator with the following
information:
- Your
Equifax file number, if you already have a copy of your
Equifax Credit report
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Social Security number
- Date
of birth
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Current address
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Company name of the disputed item (as listed on your credit
report)
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Account number of the disputed item (as listed on your credit
report)
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Reason for your dispute (such as, it is not your account, or
you have paid the debt)
- Any
corrections to your personal information (address, phone
number, etc.)
For more information on
Equifax visit their
website or contact them directly at 1-888-766-0008.
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