Credit Card Applications - 0% APR Credit Cards


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<Save Money with a Balance Transfer Credit Card

Apply for a New Credit Card Online

  1. Compare current offers from Wachovia, Visa®, MasterCard®, Discover®, and American Express®.
  2. Click Apply. A new browser will open. (If it fails to open, please temporarily disable your pop-up blocker.)
  3. Complete the online application.

About Wachovia credit cards: Wachovia offers two main credit cards. However, if you are not an existing Wachovia or Wells Fargo account holder, you must visit a branch to apply for a credit card. You can review Wachovia credit card offers at their website or by visiting your local Wachovia branch.

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About Wachovia Credit Cards

Wachovia offers two main credit cards, available at www.wachovia.com.  One is the standard Wachovia Visa Card, which does not have a credit card rewards program.  The other is the Wachovia Visa Card with Possibilities Rewards™. 

Both Wachovia Visa cards offer 0% interest rates for 6 months.  This is less than the average introductory interest rate period of 1 year offered by many other companies.  Neither the standard Wachovia Visa Card nor the Wachovia Visa Card with Possibilities Rewards™ charges an annual fee.  However, there are substantial differences between these offers.  Here we will examine the details of each card:

The Wachovia Visa Card Offers:

  • No annual fee
  • 0% fixed APR introductory offer on balance transfers for six billing cycles3
  • Attractive purchase rates ranging from Prime + 1.99% to As low As 10.49%4, 5
  • Automatically waived late fee once every 12-month period1
  • Automatically waived overlimit fee once every 12-month period2
  • 24-hour assistance from a Wachovia credit card specialist
  • 0% Liability for any unauthorized purchases on your card
  • A safety net. Just link this card to your Wachovia Checking, Savings or other accounts for a no-fee overdraft protection.6

The Wachovia Visa Card with Possibilities Rewards™ offers all of the features listed above, as well these additional features:

  • Earn reward points with every purchase dollar spent.
  • Combine your Possibilities Rewards along with the points you earn on your Wachovia Visa® Check Card enrolled in Visa Extras.
  • Choose the reward from items such as travel, gifts, dining discounts, cash back and more.

To learn more about Wachovia credit cards, visit www.wachovia.com or call (866) 201-5702.

Security Note: All credit card applications are processed on the secure SSL servers of the respective credit card issuers.  Credit Card Depot Inc. does not process credit card applications and does not collect personally identifiable information from our  visitors.  For more details, please see our privacy policy
*Important Disclaimer: See online credit card applications for complete terms and conditions. While reasonable efforts are made to maintain accurate information, all credit card information is presented "as is" and without warranty. When you click an "Apply" button, review the credit card terms and conditions on the issuing company's website.